You probably get regular checkups from your dentist and doctor. Even cars and pianos require regular tune-ups. Most individuals fail to do the same for their financial health. While there are experts that can analyze your finances, most of us are entirely capable of measuring our own financial health. However, we either don't think about it or choose to avoid it.

Determining the financial health of a company requires looking at several things. The same is true for your personal finances. Follow these steps and give yourself a financial check-up:

1. Determine your net worth. Your net worth is the number you're left with after subtracting your debt from your assets.

• The primary examples of assets are cash and other securities, the current market value of your personal property, and the equity in your home.
• Essentially all of your debt is your liability. It's the balance remaining on your credit cards, automobile loan, mortgage, and student loans. Any other money you owe would be...