Improving your finances is not hard, you just have to make the decision to think and act in a certain way.  It's really about your mindset and and how you view everything.  When you start making decisions based on the right mindset, things will start lining up and your bottom line will grow. I encourage you to examine your perspective on the the following list of activities and see how these things can benefit your finances.  

1. Be prepared for any financial emergency.

Everyone needs an emergency fund. While the lack of an emergency fund is common within every age group, in our current economy many people never really totally establish an adequate emergency fund.

Action: Strive to set aside 3-6 months of living expenses and you'll be prepared for most financial emergencies. It may take a while to get accumulate this, but once you do, you will not regret the process it took to get there.

2. Trigger your employers maximum 401(k) matching.

If your...